FULL: Will there be enough cash in the kitty to pay back $20 Karen?

We spent too much money in Wellington and had to visit an ATM. Will we have enough cash to pay back $20 Karen. Hear our $20 Tour adventures at Parliament and on the Bluebridge ferry over the Cook Strait to Nelson. 
It's World Chocolate Day Jono loads us up with facts and if you could only save 3 chocolate bars what would they be?